Loanis is a Sarasota-based lender focused on bridge and hard money loans on Florida real estate. We favor clear collateral, simple terms, and fast execution. Our goal is consistent monthly income for investors and reliable capital for qualified borrowers.
Local expertise
We live and lend here on Florida’s Southwest Coast.
Speed
We can close in as little as 7 days when a deal is ready.
Competitive Rates
Market-aligned rates, transparent fees, and terms designed to move deals quickly.
Service
You get a real point of contact from start to finish.
Short-term funding to acquire or refinance until permanent financing.
Asset-backed loans with flexible underwriting and clear collateral.
Financing tied to your collateral so you can move quickly on time-sensitive deals.
Quick answers to the most common questions about our lending process, terms, and timelines.
Closings can happen in as little as 7 days in the right scenario. Timing depends on title, insurance, and third-party items. After funding you make interest-only monthly payments until maturity, then repay the principal through a refinance or sale. Extensions may be considered case by case.
We focus on Sarasota and Florida’s Southwest Coast.
Most loans start at 12 months with a second-year option at a higher rate at our discretion. Loans are full recourse and require personal guarantees.
Collateral, exit strategy, and timeline.
Property address, purchase or payoff details, use of funds, entity information if applicable, and insurance/title items as requested.
Yes. Interest-only monthly payments, with remaining principal due at maturity.
Yes. Brokers can use our referral page.
Refinance or pay off at sale. Extension options are considered case by case.
Not a commitment to lend. All loans are subject to underwriting, collateral review, and final documents. Terms and availability vary by deal.
