Hard Money Loans

LOANIS seeks to provide reliable

private lending for all markets.

What you need to know

What Are Hard Money Loans?

Hard money loans are short-term financing solutions secured by real estate. Unlike traditional loans, which rely on creditworthiness, hard money loans focus on the property’s value as collateral. These loans are typically used by real estate investors, house flippers, and individuals who need quick funding for property purchases or renovations.

 

How Do Hard Money Loans Work?

Hard money loans are funded by private investors or lending companies like Loanis rather than banks. The loan amount is based primarily on the property’s Loan-to-Value (LTV) ratio, typically ranging between 30% and 70%. These loans have shorter repayment terms (6 months to 2 years) and higher interest rates (typically 11-15%) due to the increased risk for lenders.

Services

Hard Money Loans

We prioritize property value, enabling our clients to secure the financing they need without the traditional credit hurdles, turning potential deals into successful ventures.

Bridge Loans

Quick funds to seamlessly transition from one financial phase to the next, ensuring continuity and peace of mind.

Commercial Loans

Our commercial loans are designed to fuel our clients' ambitions, offering the capital they need to seize market opportunities and drive their business forward.

Real Estate Financing

Loanis crafts tailored real estate financing solutions, helping our clients transform their visions into tangible assets.

Syndicated Real Estate

We facilitate syndicated real estate ventures, allowing our clients to pool resources and tap into lucrative property markets, maximizing their investment potential.

Renovation Loans

Our clients can unlock the true value of their properties, transforming spaces and enhancing their property value.

Contact us.