Loanis is a Sarasota-based lender focused on bridge and hard money loans on Florida real estate. We favor clear collateral, simple terms, and fast execution. Our goal is consistent monthly income for investors and reliable capital for qualified borrowers.
Local expertise
We live and lend here in Florida’s Southwest Coast. We know the neighborhoods and comps.
Favorable LTVs, Attractive Deals
We target conservative loan-to-value ratios and curate opportunities with strong collateral, clear exits, and competitive yields.
Alignment
We focus on clear collateral, clear terms, and borrower accountability.
Service
You get a real point of contact and a monthly statement that is easy to read.
We keep it simple. Real collateral, personal guarantees, conservative underwriting, and monthly statements so you always know where you stand.
At maturity you can receive your principal or roll it into a new loan.
Quick answers to the most common questions about our lending process, terms, and timelines.
$100,000.
Monthly.
Yes. Monthly.
It varies by deal. A typical target is about 10% annualized. Some deals pay more if a borrower exercises a two year option.
Most loans start with a one year term. A second year option may be offered at a higher rate at our discretion. Initial terms commonly include 10% interest and 2% at closing. All loans are full recourse.
You can receive your original investment or roll it into another loan to continue earning interest.
Loans are secured by real estate collateral and personal guarantees. We underwrite locally and keep terms clear.
As little as 7 days in the right scenario.
It varies by deal. A typical target is about 10% annualized. Some deals pay more if a borrower exercises a two year option.
See your estimated monthly return at a 10% annual rate
Investing involves risk. Returns and terms vary by deal and are not guaranteed. This page is informational and not an offer to sell securities. Final documents control.